:root{--navy:#14274a;--navy2:#0d1b33;--ink:#101a2e;--acc:#b8912a;--blue:#3c5997;--line:#e3e7ef;--muted:#5b6b7f;--gold:#c9a227}
*{box-sizing:border-box}
body{margin:0;background:#f5f7fb;color:#22303f;font-family:'PT Sans','Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;line-height:1.75}
.wrap{max-width:1140px;margin:0 auto;padding:0 18px}
.top{background:var(--ink);color:#a9b6c9;font-size:13px}
.top .wrap{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding:9px 18px}
.top b{color:#fff}
.hed{background:#fff;border-bottom:2px solid var(--gold)}
.hed .row{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:20px;padding:12px 0}
.logo img{height:52px;width:auto;display:block}
.nav ul{display:flex;gap:15px;list-style:none;margin:0;padding:0;justify-content:center;flex-wrap:wrap}
.nav a{color:#20313b;font-size:14px;font-weight:600;text-decoration:none}
.nav a:hover{color:var(--acc)}
.btn{display:inline-block;background:var(--blue);color:#fff;border-radius:6px;padding:11px 18px;font-weight:600;font-size:14.5px;text-decoration:none}
.btn:hover{background:var(--acc)}
.hero{background:linear-gradient(120deg,#0d1b33,#2c4a80);color:#fff;border-radius:12px;overflow:hidden;margin:18px 0;display:grid;grid-template-columns:1.15fr .85fr}
.hero .txt{padding:28px}
.hero h1{font-size:29px;line-height:1.4;margin:0 0 12px;color:#fff;letter-spacing:.01em}
.hero p{color:#dfe7f4;font-size:15.5px;margin:0 0 16px;max-width:640px}
.hero .art{background:#0a1628;display:flex;align-items:center;justify-content:center;padding:18px}
.hero .art img{width:100%;height:100%;min-height:240px;object-fit:cover;display:block}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:16px 0}
.trust div{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:10px;padding:16px}
.trust b{display:block;color:var(--navy);font-size:16px;margin-bottom:5px}
.trust span{font-size:14.5px;color:var(--muted)}
h2{font-size:22px;color:var(--navy);margin:26px 0 12px;letter-spacing:.01em}
h2.sec{display:flex;justify-content:space-between;align-items:baseline;border-bottom:1px solid var(--line);padding-bottom:8px}
h2.sec a{font-size:13.5px;color:var(--blue);font-weight:400;text-decoration:none}
h3{font-size:17px;color:#1b3557;margin:14px 0 6px}
p,li{font-size:15.5px;color:#33454f}
.leadb{font-size:17px;background:#eef2fa;border-left:4px solid var(--gold);padding:13px 15px;border-radius:6px;color:#22323c}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.card .ph{height:150px;background:#eef2f7 center/cover no-repeat}
.card .bd{padding:14px}
.card .tag{display:inline-block;background:#eef2fa;color:var(--navy);border-radius:4px;padding:3px 8px;font-size:11.5px;font-weight:700;letter-spacing:.03em}
.card h3 a{color:#1b3557;text-decoration:none}
.card h3 a:hover{color:var(--acc)}
.card p{margin:0;color:var(--muted);font-size:14px}
.article-table-wrap{overflow-x:auto;margin:16px 0}
table.article-table{width:100%;border-collapse:collapse;font-size:15px;background:#fff;border:1px solid var(--line);border-radius:8px}
table.article-table th,table.article-table td{border:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}
table.article-table th{background:#eef2fa;color:var(--navy);font-weight:600}
.news{border-left:3px solid var(--gold);padding-left:14px;margin:14px 0}
.news h3{margin:0 0 3px;font-size:16.5px}
.news p{margin:0;font-size:14.5px;color:var(--muted)}
.rg{background:#f3f5fa;border:1px solid #dde3ee;border-radius:10px;padding:14px;font-size:14.5px;color:#3a4a63;margin:18px 0}
.rg b{color:var(--navy)}
.main{display:grid;grid-template-columns:1fr 312px;gap:24px}
.side .box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;margin-bottom:14px}
.side h4{color:var(--navy);font-size:16px;margin:0 0 10px}
.side a{display:block;padding:7px 0;border-bottom:1px dashed var(--line);color:#33454f;font-size:14.5px;text-decoration:none}
.side a:hover{color:var(--acc)}
.side a:last-child{border-bottom:0}
footer{background:var(--navy2);color:#c2cddd;margin-top:28px;padding:24px 0}
footer a{color:#fff;font-size:14px;text-decoration:none}
figure{margin:16px 0}
@media (max-width:900px){.cards,.main,.hero,.trust,.hed .row{grid-template-columns:1fr}.hero .art{padding:10px}}